Who We Are
Clearwater Financial Consulting was founded by Wayne Chang, a graduate of Brigham Young University's Marriot School of Management accounting program. Upon graduation in 2006, he began working at public accounting firm, PricewaterhouseCoopers where he obtained his CPA license and then subsequently shifted to private industry accounting. He started Clearwater Financial Consulting with the sole goal of helping small business owners obtain high quality accounting and financial services on a fractional basis in order to make better business decisions.
Today, Clearwater Financial Consulting is comprised of a team of highly qualified and seasoned accountants, CPAs, CFOs, and other consultants and advisors to assist small businesses with both routine and specific needs. Our entire team works remotely across all US states and can assist in almost any industry.
Our Team
Michael Pinto, Staff Accountant
Frederique van Saeftinghe, Staff Accountant
Frederique van Saeftinghe, Staff Accountant
Michael holds a bachelor's degree in accounting. With over 25 years of experience as a business owner, a strong background in finance, as well as holding advance certifications in Quickbooks, Michael provides his clients financial expertise, dedication, and service.
Frederique van Saeftinghe, Staff Accountant
Frederique van Saeftinghe, Staff Accountant
Frederique van Saeftinghe, Staff Accountant
Frederique is a highly skilled bookkeeper with over 12 years of experience specializing in financial management and accounting. She is proficient in Quickbooks and is known for her meticulous attention to detail in maintaining accurate financial records. She strives to provide the highest level of service to all her clients.
Jennifer Kavanagh, Staff Accountant
Jennifer Kavanagh, Staff Accountant
Jennifer Kavanagh, Staff Accountant
Jennifer is a Quickbooks Online expert and specializes in helping small to mid sized businesses organize, strategize, and grow. She is passionate about making financial clarity easily accessible. Jennifer pairs technical precision with real-world insight to support her clients' long term success.
Elizabeth Moore, Staff Accountant
Jennifer Kavanagh, Staff Accountant
Jennifer Kavanagh, Staff Accountant
Elizabeth has honed her bookkeeping skills in a diverse range of industries allowing her to offer high-quality financial services tailored to each client’s needs. Due to her experience, she offers solutions specialized for each business owner. Elizabeth makes it a priority to stay connected with her clients to ensure their financial goals are met.